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Credit Score
A credit score is a number indicating how you handle Debt. Lenders use it to assess the risk of lending to you when you apply for loans, credit cards etc. A higher credit score means you’re a lower-risk borrower, making it easier to get loans with better interest rates. Why should I care? Do you…
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Budget
In your pursuit to conquer your personal finances, you need to start with a stable foundation. You need to pay yourself first. What does that mean – to pay yourself first? Think of a frivolous spender. They make 5000, they spend 5000. They work the entire month to only spend what they’ve earned. If you…